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F&M Investment Services

Customer-Focused Investment Planning

When it comes to managing your money, F & M Investment Services takes a slightly different approach from most firms. Rather than focusing on a specific type or category of investment, the emphasis is where it belongs: on you.

Why? Because we value you and your needs over specific types and categories of investment products.

Our Investment Philosophy

Securities and insurance products are offered by LPL Financial and its affiliates* member FINRA/SIPC. LPL Financial is one of the nation’s leading brokerage firms without proprietary investment products, and has a network of over 10,000 independent representatives.  It must be noted that securities are not bank deposits, not FDIC insured, and are subject to investment risk including possible loss of principal, not guaranteed by the bank or any federal government agency.

LPL’s independent brokers and absence of “in-house” products are an important consideration. It helps that the focus is where it belongs, on the needs of the investor.  It also removes any doubt regarding pressure that a brokerage firm might place on its representatives to promote its own captive family of mutual funds or to push securities that it holds in inventory, over and above other types of investments that might be more appropriate.

For further information or to arrance a no-cost, no obligation appointment, call F&M Investment Services at 309-343-0002, ext. 21511, or visit us at 1230 N. Henderson St., Galesburg,

Visit the F&M Investment Services Website

Thomas J. Dunker, AIF®, Vice President, Senior Wealth Advisor, Phone: 309-344-2433

Adam Turner, Assistant Vice President, Wealth Advisor, Phone: 309-344-2434

Jennifer Pittman, Assistant Vice President, Investment Operations Manager, Phone: 309-344-2436

Hailee Meyer, Investment Operations Associate, Phone:  309-344-2435

*F&M Bank provides referrals to financial professionals of LPL Financial LLC ("LPL")pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals.  This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest.  The Financial Institution is not a current client of LPL for brokerage or any advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. F&M Bank and F&M Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using F&M Investment Services, and may also be employees of F&M Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, F&M Bank or F&M Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any
Other Government Agency

Not Bank
Guaranteed

Not Bank Deposits
or Obligations

May Lose
Value