Merchant Services

Merchant Services**

If your business or organization accepts credit cards, F&M Bank offers competitive pricing, processing options, and reporting available in the industry. Next day funding, electronic gift cards, and electronic check service are a few of the features offered with merchant services. Improve your bottom line by increasing cash flow, average ticket, and number of customers.

We Make Payments Easy
Your customers can be anywhere. And no matter where they are they expect you to accept their payments easily and securely. That doesn’t need to be complicated or expensive. We have a variety of easy to use Merchant Service solutions available through Elavon - an industry leader for 25 years in payment acceptance.

No matter what type of business you own we have a solution to fit your needs.

In-person, online and mobile payment solutions
Smart terminals, Chip Card/EMV terminals and tablet Point of Sale systems
Solutions for ecommerce and online shopping carts
Loyalty and gift card programs to market, grow and retain your customers’ business
Accept mobile wallet payments including Apple Pay™, Samsung Pay™ and Google Pay™
Next Day Business Funding

To find a solution for your business Contact your Banker today!

Data Security Solutions

Stay Safe with our multi-layered security solutions to help you protect your customer payment data.

Safe-T Security Solutions means:

Protection against Hackers
Protection against Counterfeit Card Transactions
Protection against risks of Card Data Breach
Simplified PCI-DSS Compliance

Customer Service and Customer Care

We are here when you need us 24/7/365
Dedicated Account Manager for each business customer

Convenient, Easily Accessible Reporting

Gain insights into sales trends and more as you monitor your account from any web browser through our online reporting tool.

Industry Specific Solutions

Because the payments landscape is changing faster than ever before, our solutions work in any customer environment. We offer market solutions for a variety of industry types including: