Special Holiday Hours - CHRISTMAS

All F&M Bank locations will be CLOSED on Tuesday, December 24 at NOON and all day on Wednesday, December 25 in observance of the Christmas holiday.  We wish you all a very happy and healthy holiday season! 

Home Personal Checking Direct Interest Checking Account

Direct Interest Checking Account

Set Up a Direct Deposit and Earn Interest

Earn interest with the convenience of direct deposit or any automatic payment

  • FREE first box of personalized checks (see banker for details)
  • Competitive interest
  • No minimum balance
  • No monthly service charge

Every new personal checking account includes:

  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE Mobile Deposit
  • FREE Foreign ATM Withdrawals
  • FREE eStatements with online Check Images
  • Chance to win a prize
  • Buy back of your unused checks and debit cards from another financial institution

Open Your Account

To open your Direct Interest Checking Account, stop in to your local F&M Bank office to speak with a member of our team or click on the button below to open your account online.

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